Home & household
May be used for home renovation, appliance purchases, and household needs.
💼 Multi-purpose cash loans · Digital application
Flexible cash financing for everyday needs
CASHAMA provides direct-to-consumer, multi-purpose cash loans without point-of-sale restrictions. Customers apply through the mobile app and, once approved, may receive funds through bank transfer or e-wallet.
Product overview
The product is direct consumer financing for home renovation, education, medical expenses, travel, appliances, personal milestones, and more.
Primary uses
Education & healthcare
Supports education expenses, medical costs, and other important life needs.
Travel & milestones
May be used for travel, personal milestones, and other lawful cash purposes.
Product disclosure summary
Publicly confirmed information
- Lender: Philippines Consumer Lending Corporation
- SEC Registration No. CS201916150
- Certificate of Authority No. 3100
- Product type: direct, multi-purpose consumer cash loan
- Application channel: company-approved mobile application
- Possible payout: bank transfer or e-wallet after approval
Terms disclosed with an assessed offer
- Approved principal amount and net proceeds
- Interest rate, effective rate, fees, and charges
- Loan term, due dates, and repayment frequency
- Total amount payable and a repayment schedule
- Late-payment consequences and any applicable cooling-off terms
- Available payment channels and support procedures
Eligibility and assessment
Information required
Applicants should expect verification of identity, an active mobile number, employment or income information, and bank account or e-wallet details. Additional lawful information may be requested through the approved channel.
Individual assessment
Eligibility and terms depend on verification, credit and affordability assessment, fraud checks, regulatory requirements, and the lender’s current policies. Submission does not guarantee approval.
Before accepting
Review the disclosure statement and agreement. Confirm the total repayment amount, interest, every fee, due dates, late-payment consequences, and the official repayment channel.
Four-step application
1. Verify, download & register
Call official customer support to confirm the approved installation method. Do not install an app from an unverified link. Register with your mobile number.
2. Complete profile
Submit personal details, a valid government ID, and employment information.
3. Automated review
Complete and eligible applications may receive a decision in as little as 30 minutes.
4. Receive funds
After approval, funds may reach a bank account or e-wallet in about one hour; actual times may vary.
Important application information
Submitting information does not guarantee approval. Available amount, fees, term, repayment schedule, eligibility, and approval or disbursement times are subject to the assessment, disclosures, and formal agreement shown in the app. Review all terms before accepting a loan.
Ready to begin?
Confirm that you have your mobile number, valid government ID, personal details, and employment information, then review the official next step.
Frequently asked questions
Does submitting information guarantee approval?
No. Every application is subject to verification and assessment.
What will the loan cost?
The website does not publish an unverified rate or fee. The approved app and formal agreement must disclose the applicable interest, fees, charges, and total repayment before acceptance.
How quickly will I receive a decision?
Complete and eligible applications may receive a decision in as little as 30 minutes, but actual timing varies and is not guaranteed.
How are approved funds sent?
The corporate profile identifies bank transfer and e-wallet payout options. Availability depends on the assessed offer and selected channel.
Where should I download the app?
As of August 5, 2026, no public store listing has been verified for this website. Call official support before installing anything, and never use a link sent by an unverified account.
How can I raise a concern?
Call customer support or use the complaint information on the Responsible Lending page.